重磅！官方宣布住房贷款新政策
<section style="margin:10px 0px;"><section style="display: inline-block; width: 100%; vertical-align: top; border-width: 0px; box-shadow: rgb(0, 0, 0) 0px 0px 0px; box-sizing: border-box;" data-width="100%"><section style="margin-top: 10px; margin-bottom: 10px;"><section style="border-width: 1px; border-style: solid; border-color: rgb(232, 73, 63); border-radius: 5px; box-sizing: border-box;"><section><section style="width: 5px; height: 5px; border-bottom: 1px solid rgb(232, 73, 63); border-right: 1px solid rgb(232, 73, 63); float: left; border-top-color: rgb(232, 73, 63); border-left-color: rgb(232, 73, 63); box-sizing: border-box;"></section><section style="width: 5px; height: 5px; border-bottom: 1px solid rgb(232, 73, 63); border-left: 1px solid rgb(232, 73, 63); float: right; border-top-color: rgb(232, 73, 63); border-right-color: rgb(232, 73, 63); box-sizing: border-box;"></section><section style="clear: both;"></section></section><section style="padding-right: 4px; padding-left: 4px; box-sizing: border-box;"><section style="width: 100%; border-width: 1px; border-style: solid; border-color: rgb(232, 73, 63); margin-top: -1px; margin-bottom: -1px; padding-top: 10px; padding-bottom: 10px; box-sizing: border-box;" data-width="100%"><section><section style="font-size: 14px; line-height: 1.8; letter-spacing: 2px; padding-right: 10px; padding-left: 10px; box-sizing: border-box;"><p style="white-space: normal;"><br/></p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-weight: 700; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">中国人民银行5月17日<span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: var(--articleFontsize); letter-spacing: 0.034em; box-sizing: border-box !important; overflow-wrap: break-word !important;">发布《中国人民银行关于调整商业性个人住房贷款利率政策的通知》：</span></span></span></p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; text-align: justify; background-color: rgb(255, 255, 255); letter-spacing: 0.578px; box-sizing: border-box !important; overflow-wrap: break-word !important;">为落实党中央、国务院决策部署，适应我国房地产市场供求关系的新变化、人民群众对优质住房的新期待，促进房地产市场平稳健康发展，现就调整商业性个人住房贷款利率政策有关事项通知如下：</p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; text-align: justify; background-color: rgb(255, 255, 255); letter-spacing: 0.578px; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-weight: 700; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">一、取消全国层面首套住房和二套住房商业性个人住房贷款利率政策下限。</span></p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; text-align: justify; background-color: rgb(255, 255, 255); letter-spacing: 0.578px; box-sizing: border-box !important; overflow-wrap: break-word !important;">二、中国人民银行各省级分行按照因城施策原则，指导各省级市场利率定价自律机制，根据辖区内各城市房地产市场形势及当地政府调控要求，自主确定是否设定辖区内各城市商业性个人住房贷款利率下限及下限水平（如有）。</p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; text-align: justify; background-color: rgb(255, 255, 255); letter-spacing: 0.578px; box-sizing: border-box !important; overflow-wrap: break-word !important;">三、银行业金融机构应根据各省级市场利率定价自律机制确定的利率下限（如有），结合本机构经营状况、客户风险状况等因素，合理确定每笔贷款的具体利率水平。</p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; text-align: justify; background-color: rgb(255, 255, 255); letter-spacing: 0.578px; box-sizing: border-box !important; overflow-wrap: break-word !important;">此前相关规定与本通知不一致的，以本通知为准。</p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-weight: 700; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: var(--articleFontsize); letter-spacing: 0.034em; box-sizing: border-box !important; overflow-wrap: break-word !important;">中国人民银行</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.578px; font-size: var(--articleFontsize); box-sizing: border-box !important; overflow-wrap: break-word !important;">发布《中国人民银行关于下调个人住房公积金贷款利率的通知》：</span></span></span></p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; text-align: justify; background-color: rgb(255, 255, 255); letter-spacing: 0.578px; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: var(--articleFontsize); letter-spacing: 0.034em; box-sizing: border-box !important; overflow-wrap: break-word !important;">中国人民银行决定，<span style="font-weight: 700; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">自2024年5月18日起，下调个人住房公积金贷款利率0.25个百分点，5年以下（含5年）和5年以上首套个人住房公积金贷款利率分别调整为2.35%和2.85%，5年以下（含5年）和5年以上第二套个人住房公积金贷款利率分别调整为不低于2.775%和3.325%。</span></span></p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(255, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="font-weight: 700; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">中国人民银行、国家金融监督管理总局发布《关于调整个人住房贷款最低首付款比例政策的通知》：</span></span></p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;">为落实党中央、国务院决策部署，适应我国房地产市场供求关系的新变化、人民群众对优质住房的新期待，促进房地产市场平稳健康发展，现就个人住房贷款政策有关事项通知如下：</p><p style="margin-top: 0px; margin-bottom: 24px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;">对于贷款购买商品住房的居民家庭，<span style="font-weight: 700; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">首套住房商业性个人住房贷款最低首付款比例调整为不低于15%，二套住房商业性个人住房贷款最低首付款比例调整为不低于25%。</span></p><p style="margin-top: 0px; margin-bottom: 0px; text-wrap: wrap; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;">在此基础上，中国人民银行各省级分行、国家金融监督管理总局各派出机构根据城市政府调控要求，按照因城施策原则，自主确定辖区各城市首套和二套住房商业性个人住房贷款最低首付款比例下限。</span></p><p style="text-wrap: wrap;"><br/></p><p style="white-space: normal;"><br/></p></section></section></section></section><section><section style="width: 5px; height: 5px; border-top: 1px solid rgb(232, 73, 63); border-right: 1px solid rgb(232, 73, 63); float: left; border-bottom-color: rgb(232, 73, 63); border-left-color: rgb(232, 73, 63); box-sizing: border-box;"></section><section style="width: 5px; height: 5px; border-top: 1px solid rgb(232, 73, 63); border-left: 1px solid rgb(232, 73, 63); float: right; border-right-color: rgb(232, 73, 63); border-bottom-color: rgb(232, 73, 63); box-sizing: border-box;"></section><section style="clear: both;"></section></section></section></section></section></section><p style="margin-top: 0px; margin-bottom: 24px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; text-wrap: wrap; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><br/></p><link rel="stylesheet" href="//www.dafuping.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_e6u" id="wcn_editor_css"/>
页:
[1]