富平首宗二手房“带押过户”业务成功办理
<section data-support="96编辑器" data-style-id="51416" style="margin-top: 0px; margin-right: 0px; margin-bottom: unset; margin-left: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.9); font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; text-wrap: wrap; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin-top: -10px; margin-right: 0px; margin-bottom: unset; margin-left: 0px; padding: 22px 0px 10px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: rgb(245, 251, 255);"><section style="margin: 0px 10px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 30pt; line-height: 22pt; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-family: 宋体, SimSun; box-sizing: border-box !important; overflow-wrap: break-word !important;">近日，富平县不动产登记局联合建设银行富平县支行办理了首宗二手房“带押过户”业务，买卖双方只用了一天时间，就完成了整个房产过户、抵押注销、贷款、登记等手续，这也标志着我县二手房“带押过户”业务迈出了坚实一步。卖房的刘先生激动地说:“政府出台的带押过户政策太给力了，让我不用筹钱还款就能把房子卖掉，节省了我的交易成本和时间，真的太方便了！”</span></p></section></section></section><p></p><section data-support="96编辑器" data-style-id="54804" style="margin-top: 0px; margin-right: 0px; margin-bottom: unset; margin-left: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.9); font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; text-wrap: wrap; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 10px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin-top: 12px; margin-right: 0px; margin-bottom: unset; margin-left: 17px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: center; box-sizing: border-box !important; overflow-wrap: break-word !important;"></p></section><section data-width="50%" style="margin-top: -4em; margin-right: 0px; margin-bottom: unset; margin-left: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; width: 338.5px; height: 5em; background-color: rgb(255, 246, 245); overflow: hidden; line-height: 0;"><br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></section></section></section><section data-support="96编辑器" data-style-id="44372" style="margin-top: 0px; margin-right: 0px; margin-bottom: unset; margin-left: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.9); font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; text-wrap: wrap; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 10px 0px; padding: 0px 0px 1px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="margin: 15px 15px 0px; padding: 20px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: rgb(255, 249, 243); border-radius: 15px;"><section style="margin-top: 0px; margin-right: 0px; margin-bottom: unset; margin-left: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 14px; letter-spacing: 2px; line-height: 1.75;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 30pt; line-height: 22pt; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 17px;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: 宋体, SimSun;">在传统住房交易模式下，对于抵押贷款未结清的房产，在市场交易时需要卖方先行结清贷款才能解押过户，而在筹措还款资金的过程中，不仅要花费大量精力，又要付出较高的资金成本，无形中增加了二手房交易难度。新模式下，</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: 宋体, SimSun; line-height: 29.3333px;">无需还贷解押再办理过户转移，不仅免去提前筹款还贷解押环节，充分保障抵押不动产依法转让，还实现带抵押房产转移登记和抵押登记手续同步办理。</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: 宋体, SimSun;">确保了买卖双方和金融机构的资金安全，买方一次性完成过户，有效节省了办理时间，为群众提供了更加便利高效的服务。<br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></span></span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 30pt; line-height: 22pt; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: 宋体, SimSun; font-size: 17px;">今年以来，为进一步优化二手房交易市场营商环境，减轻交易双方费用负担、降低交易风险，活跃和促进经济发展，县不动产登记局按照市局印发《关于在全市范围内开展不动产“带押过户”便民利企服务的通知》要求，加强小切口试点，及时吃透政策、梳理优化办事流程、加强与金融部门协调合作，结合实际，开发了“带押过户”办事模块，并严格规范资格审核、“带押过户”协议、资金监管、贷款审批、合并登记、资金划转等程序，稳慎开展“带押过户”业务，确保了整个交易过程安全运行，这一举措，为全面实施“带押过户”业务奠定了坚实基础。<br style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"/></span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 30pt; line-height: 22pt; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 17px;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: 宋体, SimSun;">下一步，我局将持续深化放管服“改革”，</span><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: 宋体, SimSun; line-height: 29.3333px;">常态化开展二手房“带押过户”业务，并大力推动跨行“带押过户”和其他类型不动产“带押过户”业务的开展，着力优化提升便民利企营商环境，努力提高服务效能，助推富平经济平稳健康高质量发展。</span></span></p></section></section></section></section><section style="margin-top: 0px; margin-right: 0px; margin-bottom: unset; margin-left: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.9); font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; text-wrap: wrap; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;"><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; box-sizing: border-box !important; overflow-wrap: break-word !important;"><br style="margin: 0px; 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