富平头条 发表于 2025-3-17 18:52:33

富平县脱贫人口小额信贷政策解读

<section style="margin:10px 0px;"><section style="display: inline-block; width: 100%; vertical-align: top; border-width: 0px; box-shadow: rgb(0, 0, 0) 0px 0px 0px; box-sizing: border-box;" data-width="100%"><section style="margin-top: 10px; margin-bottom: 10px;"><section style="border-width: 1px; border-style: solid; border-color: rgb(232, 73, 63); border-radius: 5px; box-sizing: border-box;"><section><section style="width: 5px; height: 5px; border-bottom: 1px solid rgb(232, 73, 63); border-right: 1px solid rgb(232, 73, 63); float: left; border-top-color: rgb(232, 73, 63); border-left-color: rgb(232, 73, 63); box-sizing: border-box;"></section><section style="width: 5px; height: 5px; border-bottom: 1px solid rgb(232, 73, 63); border-left: 1px solid rgb(232, 73, 63); float: right; border-top-color: rgb(232, 73, 63); border-right-color: rgb(232, 73, 63); box-sizing: border-box;"></section><section style="clear: both;"></section></section><section style="padding-right: 4px; padding-left: 4px; box-sizing: border-box;"><section style="width: 100%; border-width: 1px; border-style: solid; border-color: rgb(232, 73, 63); margin-top: -1px; margin-bottom: -1px; padding-top: 10px; padding-bottom: 10px; box-sizing: border-box;" data-width="100%"><section><section style="font-size: 14px; line-height: 1.8; letter-spacing: 2px; padding-right: 10px; padding-left: 10px; box-sizing: border-box;"><p style="margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;color: rgb(51, 51, 51);letter-spacing: 1.5px;background-color: rgb(255, 255, 255);text-align: center;"><span style="outline: 0px;font-size: 24px;"><strong style="outline: 0px;">富平县脱贫人口小额信贷政策解读</strong></span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); text-indent: 43px; line-height: 1.5em;"><br style="outline: 0px;"/></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); text-indent: 2em; line-height: 2em;"><span style="letter-spacing: normal;font-size: 17px;"><strong style="outline: 0px;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; color: rgb(255, 0, 0);">一、支持对象</span></strong></span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); line-height: 2em; text-indent: 2em;"><span style="outline: 0px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif;text-indent: 2em;letter-spacing: normal;font-size: 17px;">建档立卡脱贫户和监测户,以户为单位发放贷款。</span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); text-indent: 2em; line-height: 2em;"><span style="letter-spacing: normal;font-size: 17px;"><strong style="outline: 0px;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; color: rgb(255, 0, 0);">二、贷款金额</span></strong></span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); line-height: 2em; text-indent: 2em;"><span style="outline: 0px;font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif;letter-spacing: normal;font-size: 17px;">原则上5万元(含)以下。对确有能力、有需求的可追加至10万元,超出5万元部分不享受贴息,也不纳入风险补偿范围。</span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); text-indent: 2em; line-height: 2em;"><span style="letter-spacing: normal;font-size: 17px;"><strong style="outline: 0px;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; color: rgb(255, 0, 0);">三、贷款期限</span></strong></span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); line-height: 2em; text-indent: 2em;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; text-indent: 2em; letter-spacing: normal; font-size: 17px;">3年期(含)以内。</span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); text-indent: 2em; line-height: 2em;"><span style="letter-spacing: normal;font-size: 17px;"><strong style="outline: 0px;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; color: rgb(255, 0, 0);">四、担保方式</span></strong></span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); line-height: 2em; text-indent: 2em;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; text-indent: 2em; letter-spacing: normal; font-size: 17px;">免担保免抵押。</span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); text-indent: 2em; line-height: 2em;"><span style="letter-spacing: normal;font-size: 17px;"><strong style="outline: 0px;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; color: rgb(255, 0, 0);">五、贴息方式</span></strong></span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); line-height: 2em; text-indent: 2em;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; text-indent: 34px; letter-spacing: normal; font-size: 17px;">财政资金对贷款予以贴息,保持过渡期内政策力度总体稳定。</span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); text-indent: 2em; line-height: 2em;"><span style="letter-spacing: normal;font-size: 17px;"><strong style="outline: 0px;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; color: rgb(255, 0, 0);">六、贷款用途</span></strong></span></p><p style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); line-height: 2em; text-indent: 2em;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; text-indent: 34px; letter-spacing: normal; font-size: 17px;">坚持户借、户用、户还,精准用于贷款户发展生产和开展经营,不能用于结婚、建房、理财、购置家庭用品等非生产性支出,不能以入股分红、转贷、指标交换等方式交由企业或其他组织使用。</span></p><p></p><section style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); text-indent: 2em; line-height: 2em;"><span style="letter-spacing: normal;font-size: 17px;"><strong style="outline: 0px;"><span style="outline: 0px; font-family: Helvetica Neue, Helvetica, Hiragino Sans GB, Apple Color Emoji, Emoji Symbols Font, Segoe UI Symbol, Arial, sans-serif; color: rgb(255, 0, 0);">七、贷款条件</span></strong></span></section><p></p><p style="line-height: 2em; text-align: justify; margin-top: 0px; margin-bottom: 0px; text-indent: 2em;"><span style="color: rgb(51, 51, 51); text-decoration-style: solid; text-decoration-color: rgb(51, 51, 51); font-size: 17px;">申请贷款人员必须遵纪守法、诚实守信、无重大不良信用记录,并具有完全民事行为能力;必须通过银行评级授信、有贷款意愿、有必要的劳动生产技能和一定还款能力;必须将贷款资金用于不违反法律法规规定的产业和项目,且有一定市场前景;借款人年龄原则上应在18周岁(含)—65周岁(含)之间。</span></p><p style="line-height: 2em; text-align: justify; margin-top: 0px; margin-bottom: 0px; text-indent: 2em;"><span style="color: rgb(51, 51, 51); text-decoration-style: solid; text-decoration-color: rgb(51, 51, 51); font-size: 17px;">脱贫人口小额信贷可续贷或展期1次,脱贫攻坚期内发放的扶贫小额信贷在过渡期内到期的,也可续贷或展期1次,续贷或展期期间各项政策保持不变,已还清贷款且符合贷款条件的脱贫人口可多次申请贷款。</span></p><p></p><section style="margin-bottom: 0px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; color: rgb(51, 51, 51); letter-spacing: 1.5px; background-color: rgb(255, 255, 255); text-indent: 2em; line-height: 2em;"></section><p></p><p style="white-space: normal;">来源:薛镇人民政府</p></section></section></section></section><section><section style="width: 5px; height: 5px; border-top: 1px solid rgb(232, 73, 63); border-right: 1px solid rgb(232, 73, 63); float: left; border-bottom-color: rgb(232, 73, 63); border-left-color: rgb(232, 73, 63); box-sizing: border-box;"></section><section style="width: 5px; height: 5px; border-top: 1px solid rgb(232, 73, 63); border-left: 1px solid rgb(232, 73, 63); float: right; border-right-color: rgb(232, 73, 63); border-bottom-color: rgb(232, 73, 63); box-sizing: border-box;"></section><section style="clear: both;"></section></section></section></section></section></section><p><br/></p><link rel="stylesheet" href="//www.dafuping.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_gBB" id="wcn_editor_css"/>
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